Health insurance & Medicare help across Florida
I'm Jeff Messett. I explain your options in plain English, check that your doctors and prescriptions fit, and stay with you all year. Based in South Florida (Hollywood), helping clients across Florida.
- No fee for my help
- You talk to Jeff, not a call center
- Help all year, not just at sign-up
14 days until Medicare Annual Enrollment opens
Medicare Annual Enrollment runs Oct 15 – Dec 7, 2026. Changes you make take effect Jan 1, 2027.
What do you need help with?
Pick the one that fits you. Each page explains your choices in plain English, with key dates and the next step.
Not sure where to start? Call 305-423-9288 or book a free call.
Why people across Florida work with Jeff
- Patient and clear. Complicated rules, explained in plain English, with time for every question.
- Easy to reach. You call Jeff directly, before and after you enroll.
- On your side all year. Help with claims, networks and Marketplace issues.
- A yearly review. Every enrollment season we look at what changed, so nothing surprises you.
Helping Floridians for 18+ years, since 2008
How it works
Three simple steps. No pressure and no jargon.
Call or book a time
A short conversation by phone or video, or in person in South Florida, whatever is easiest for you.
We look at what matters
Your doctors, prescriptions, budget and the plans available where you live.
You choose. I handle the rest.
I help you enroll and stay your contact for questions all year.
What clients say
From Google reviews.
★★★★★"He's incredibly knowledgeable about the local health insurance market and always takes the time to explain everything clearly. For over 10 years, he's guided me through open enrollment."
★★★★★"He's super patient and thorough when explaining different plans. No matter what questions I have, he's always available and responsive."
★★★★★"Open enrollment used to be stressful, but not anymore! Jeff stays on top of things and I hear from him every year with personalized recommendations."
Common questions
Short, straight answers. Each insurance page has more.
Does it cost anything to work with you?
No. There's no fee for my help. I'm paid by the insurance companies, and your plan price is the same as if you enrolled on your own.
When can I sign up or change plans?
Medicare Annual Enrollment is Oct 15 – Dec 7, 2026, and changes start Jan 1, 2027. ACA Marketplace Open Enrollment for 2027 coverage is Nov 1, 2026 – Jan 15, 2027. Pick a plan by Dec 15 for coverage that starts Jan 1. Life events like moving or losing coverage can open a Special Enrollment Period.
I'm turning 65 and have a Marketplace plan. What do I do?
Start about 3 months before your 65th birthday month. We'll line up your Medicare start date so you don't have a gap, then end your Marketplace plan at the right time. See the Medicare page.
Do you only help people in Hollywood?
No. I'm based in Hollywood and meet in person in South Florida, but I help people all over Florida by phone or video.
Based in South Florida, helping clients across Florida
In person in South Florida; by phone or video anywhere in Florida.
Broward County
Hollywood, Fort Lauderdale, Pembroke Pines, Miramar, Davie, Plantation, Coral Springs, Tamarac
Miami-Dade County
Miami, Aventura, North Miami, Hialeah, Miami Gardens, Kendall, Homestead
Palm Beach County
Boca Raton, Delray Beach, Boynton Beach, West Palm Beach
Talk to Jeff
Real answers from a local, licensed agent. No pressure.